Medical Plan Insurance Calculator

Medical Expense & Plan Estimator

Medical Plan Optimizer

Compare costs between HMO, PPO, and HDHP based on your usage.

Individual
Family (3+)
2
0
None
Surgery / Baby

Cost Analysis

We simulated your annual spending across three common plan structures.

● Fixed Premiums   ● Out-of-Pocket
*Estimates only. Actual plan prices vary by state and employer.

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