Terms & Conditions

Terms & Conditions

Last Updated: December 2025

Welcome to InsuranceIntel.us! These terms and conditions outline the rules and regulations for the use of our Website.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use InsuranceIntel.us if you do not agree to take all of the terms and conditions stated on this page.

Important Disclaimer:
The calculators, tools, and content provided on this website are for informational and educational purposes only. InsuranceIntel.us does not provide professional financial, legal, or insurance advice. Always consult with a certified insurance agent or financial advisor before making decisions based on our data.

1. Cookies

We employ the use of cookies. By accessing InsuranceIntel.us, you agreed to use cookies in agreement with our Privacy Policy.

2. Intellectual Property Rights

Unless otherwise stated, InsuranceIntel.us and/or its licensors own the intellectual property rights for all material on InsuranceIntel.us (including calculator algorithms, blog content, and graphics). All intellectual property rights are reserved. You may access this from InsuranceIntel.us for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from InsuranceIntel.us
  • Sell, rent, or sub-license material from InsuranceIntel.us
  • Reproduce, duplicate or copy material from InsuranceIntel.us
  • Redistribute content from InsuranceIntel.us

3. Use of Calculators & Tools

Our AI-powered calculators provide estimates based on the data you input and general industry formulas. We do not guarantee the accuracy, completeness, or reliability of these results. Insurance rates vary by provider, location, and personal history.

4. Hyperlinking to our Content

The following organizations may link to our Website without prior written approval: Government agencies, Search engines, News organizations, and Online directory distributors. These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services.

5. Third Party Links

Our website may contain links to external websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy and Terms and Conditions of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.

6. Limitation of Liability

In no event shall InsuranceIntel.us, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website. InsuranceIntel.us shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms, please contact us: