Disclaimer

By Mister Alex •

Disclaimer

Legal & Liability Notice

Last Updated: December 2025

The information provided by InsuranceIntel.us ("we," "us," or "our") on https://www.insuranceintel.us (the "Site") is for general informational and educational purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

No Professional Financial Advice

The Site cannot and does not contain professional insurance, legal, or financial advice.

The insurance information is provided for general educational and informational purposes only and is not a substitute for professional advice from a licensed insurance agent or financial planner. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of specific insurance advice tailored to your personal situation. The use or reliance of any information contained on the Site is solely at your own risk.

1. Calculator & AI Tool Disclaimer

InsuranceIntel.us offers various tools, including but not limited to Life Insurance Calculators, Premium Estimators, Risk Assessment AI, and Claim Simulators. These tools are designed to provide hypothetical estimates based on the data you input and standard industry formulas.

Please be aware that:

  • Estimates are not Quotes: The figures generated by our calculators are not binding insurance quotes. Actual premiums are determined by insurance carriers based on underwriting criteria such as medical history, driving record, credit score, and location.
  • No Guarantee of Accuracy: While we strive to keep our algorithms updated with current US regulations, we cannot guarantee that the results will perfectly match a formal quote from an insurance provider.
  • Decision Making: You should not make financial decisions solely based on the results of these calculators without verifying the data with a licensed professional.

2. Affiliate & Advertising Disclosure

InsuranceIntel.us may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

We are a participant in various affiliate programs designed to provide a means for us to earn fees by linking to affiliated sites. However, this does not influence the information, reviews, or calculator results we provide. Our editorial content is based on our own research and analysis, independent of any advertising partnerships.

3. External Links Disclaimer

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the Site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.

4. Limitation of Liability

In no event shall InsuranceIntel.us, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Site; (ii) any conduct or content of any third party on the Site; (iii) any content obtained from the Site; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory.

5. Errors and Omissions

While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, InsuranceIntel.us is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose.

Contact Us

If you have any questions regarding this Disclaimer, please contact us: