Savings Analyzer

Deductible vs. Premium Optimizer

Should you raise your deductible to save money? Let's do the math.

🛡️ Current Plan (Low Deductible)

Monthly Premium ($) Deductible Amount ($)

💰 New Quote (High Deductible)

Monthly Premium ($) Deductible Amount ($)

🏦 Your Emergency Fund Savings ($) We use this to check if you can afford the higher deductible.

Analysis Result

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$0

Monthly Savings

$0

Yearly Savings

0 Mo

Break-Even Time

Start Break Even: Month X 3 Years

If you don't have a claim for X months, you are profitable.